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Business Banking

Valley Bank was established to serve the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter as long as we are serving the needs of businesses and families in our community.

Business Checking

Please call or visit us at our 2nd St. location to speak to a customer representative about our business checking accounts and to find out what Valley Bank of Commerce can do for your business.

Business Loans

At VBC, we understand that businesses have unique cash cycles and financial needs. That's why we offer a variety of lending and financing solutions to match your business situation. From Oil and Gas financing, Agricultural loans, Commercial loans to Small Business loans, VBC has the right financing service for your business.

Agricultural Loans
Oil & Gas Loans
Commercial Loans
Small Business Loans

Agriculture Loans


Operating Lines of Credit
From off-season expenses to equipment maintenance costs, a farm operating line of credit from Valley Bank of Commerce is ready to go to work for you. Our operating line of credit, developed specifically for farmers, provides you with the short-term cash you need that will help keep your farm production growing throughout the year.

Farm Real Estate Loans
Whether you’re just starting out or expanding your acreage, a Valley Bank of Commerce Farm Real Estate Loan can assist you in making a long-term investment in the future of your farming business. With flexible repayment terms designed with the farmer in mind, a Valley Bank of Commerce Farm Real Estate Loan can help you get the capital you need to grow your farm.

Farm Equipment Loans
At Valley Bank of Commerce, we know how important it is to have the right equipment. Our Farm Equipment Loans offer farmers flexible repayment terms for both new and used machines, from small tractors to large combines.
Call or come in today to speak with one of our loan officers who will analyze your loan needs.

Oil & Gas Financing

Whether you're developing promising prospects or acquiring producing properties, it pays to have a bank that is experienced in the oil & gas business. Call us or stop by today so that we can help you turn your ideas into business reality.


Commercial Loans

Whatever your business goals are, a Valley Bank of Commerce Loan Officer can help provide you with the tools, knowledge, equipment and funding to achieve them. Our commercial loans are ideal for short-term capital needs, equipment financing, operating lines of credit for everyday business expenses and even commercial real estate purchases. Call or come in today to see what Valley Bank of Commerce can do for your business.

Small Business Loans

Whether you’re just starting out or looking to expand, Valley Bank of Commerce is a strong supporter for small business owners in our community. We believe that small businesses and the entrepreneurs who start and operate them are the backbone of America. As a community bank, we understand the unique needs of the small business owner and can help you with everything from operating lines of credit and equipment financing to short-term working capital that keeps your business thriving. Call or come in today for the personal attention and local decision making you can only find at Valley Bank of Commerce.

Remote Deposit Capture

Remote Deposit Capture is a great product for business’s that receive large volumes of check payments. With Remote Deposit Capture, you can make deposits into your business checking account without physically going into the bank.
For more information about this product or to apply, please contact Luke at 575-623-2265.