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Checking/Savings vNon-interest bearing account vService charge free with minimum $500 balance vIf the balance falls below $500.00 on any day in the monthly statement cycle, we will impose a service charge as follows: $499 - 400 ..................$5.00 $399 - 300 ..................$6.00 $299 - 200 ..................$7.00 $199 - 100 ..................$8.00 $ 99 - and under...........$9.00 vInterest-bearing account with $2,500 minimum balance vUnlimited checking, free personalized checks, if chosen from our selection (30% discount for other checks) v$10,000 accidental death insurance policy vFree travelers checks, cashier's checks, & money orders v5 X 10 safe deposit box free for the first year ($12 per year thereafter) vService charge is $7.95 per month (additional $2 per month for family plan) vInterest-bearing account with $100 minimum balance vUnlimited checking, free personalized checks, if chosen from our selection (30% discount for other checks) v$10,000 accidental death insurance policy vFree travelers checks, cashier's checks, & money orders v5 X 10 safe deposit box free for the first year ($12 per year thereafter) vNo service charge with minimum $100 balance ($5 per month for balance below $100) vFamily plan service charge is $2 per month with minimum $100 balance ($7 per month for balance below $100) vInterest bearing account v$4 per month service charge for balances below $200 vTwo free withdrawals per month ($2 charge for additional withdrawals) vInterest is paid on the average collected balance vSix withdrawals per statement cycle allowed (no more than three third party checks) v$5 charge for additional withdrawals vService charges to be determined by the average collected balance vInterest bearing account, paid on average collected balance vHigher interest is paid monthly for average collected balances over $25,000 vService Charge assessed on average collected balance: $2,500 and over .............no charge $2,499 - 1,500 ...............$10.00 $1,499 - and under..........$20.00 vSix withdrawals per month allowed (no more than three third party checks) v$5 charge for additional withdrawals vInterest bearing account, paid on average collected balance vUnlimited checking vService Charge assessed on average collected balance: $2,500 and over .............no charge $2,499 - 1,500 ..............$ 5.00 $1,499 - 1,000..............$10.00 $999 - 500....................$15.00 $499 and under.............$20.00 vFederal Law may restrict eligibility vNot available for corporations and partnerships vInterest bearing account, paid on average collected balance vUnlimited checking vFor balances below $100,000, interest rate and service rate determined as follows: $2,500 and over .............no charge $2,499 - 1,500 ..............$ 5.00 $1,499 - 1,000..............$10.00 $999 - 500....................$15.00 $499 and under.............$20.00
Temporary Liquidity
Guarantee Program Valley Bank of Commerce is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
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©2005 Valley Bank of Commerce
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