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Checking/Savings
  • Regular Checking - $500 minimum to open
           vNon-interest bearing account
           vService charge free with minimum $500 balance
           vIf the balance falls below the $500, the service charge is assessed
             on the average and collected balance as follows:
              $499 - 400 ..................$5.00
              $399 - 300 ..................$6.00
              $299 - 200 ..................$7.00
              $199 - 100 ..................$8.00
              $ 99 - and under...........$9.00

  • Blue Ribbon Checking (Regular) - $500 minimum to open
           vInterest-bearing account with $2,500 minimum balance
           vUnlimited checking, free personalized checks, if chosen from our selection
              (30% discount for other checks)
           v$10,000 accidental death insurance policy
           vFree travelers checks, cashier's checks, & money orders
           v5 X 10 safe deposit box free for the first year ($12 per year thereafter)
           vService charge is $7.95 per month (additional $2 per month for family plan)

  • Blue Ribbon Checking (Over 50) - $500 minimum to open
           vInterest-bearing account with $100 minimum balance
           vUnlimited checking, free personalized checks, if chosen from our selection
              (30% discount for other checks)
           v$10,000 accidental death insurance policy
           vFree travelers checks, cashier's checks, & money orders
           v5 X 10 safe deposit box free for the first year ($12 per year thereafter)
           vNo service charge with minimum $100 balance ($5 per month for balance below $100)
           vFamily plan service charge is $2 per month with minimum $100 balance
              ($7 per month for balance below $100)

  • Savings Account - $200 minimum to open
           vInterest bearing account
           v$4 per month service charge for balances below $200
           vTwo free withdrawals per month ($2 charge for additional withdrawals)
           vInterest is paid on the average collected balance
           vSix withdrawals per statement cycle allowed (no more than three third party checks)
           v$5 charge for additional withdrawals

  • Business Checking - $500 minimum to open
           vService charges to be determined by the average collected balance

  • Money Market Account - $2,500 minimum to open
           vInterest bearing account, paid on average collected balance
           vHigher interest is paid monthly for average collected balances over $25,000
           vService Charge assessed on average collected balance:
              $2,500 and over .............no charge
              $2,499 - 1,500 ...............$10.00
              $1,499 - and under..........$20.00
           vSix withdrawals per month allowed (no more than three third party checks)
           v$5 charge for additional withdrawals

  • Now Account - $2,500 minimum to open
           vInterest bearing account, paid on average collected balance
           vUnlimited checking
           vService Charge assessed on average collected balance:
              $2,500 and over .............no charge
              $2,499 - 1,500 ..............$ 5.00
              $1,499 - 1,000..............$10.00
              $999 - 500....................$15.00
              $499 and under.............$20.00
           vFederal Law may restrict eligibility
           vNot available for corporations and partnerships

  • Jumbo Now Account - $100,000 minimum to open
           vInterest bearing account, paid on average collected balance
           vUnlimited checking
           vFor balances below $100,000, interest rate and service rate determined as follows:
              $2,500 and over .............no charge
              $2,499 - 1,500 ..............$ 5.00
              $1,499 - 1,000..............$10.00
              $999 - 500....................$15.00
              $499 and under.............$20.00
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