Valley Bank of Commerce - Rates

CDs $1,000 and up Date of Rate Change: 8/31/11
Cds - Regular balance required to obtain APY for all Cds is $1,000 we may impose a penalty for early withdrawal	Interest Rate	Annual Percentage Yield
90-179 Days	0.20	0.20
180-364 Days	0.25	0.25
1 Year	0.45	0.45
18 Months	0.55	0.55
24 Months	0.75	0.75
30 Months	0.90	0.90
36 Months	1.20	1.21
48 Months	1.60	1.61
60 Months	2.00	2.02
Cds - IRA's	Interest Rate	Annual Percentage Yield
1 Year	0.45	0.45
2 Years	0.75	0.75
5 Years	2.00	2.02
1 Year Variable	0.45	0.45
Regular Checking Account - $500 opening deposit required
Now Account *balance required to obtain APY is $.01; $2,500 required to open	0.10	0.10
IMMA: Under 25,000 *balance required to obtain APY is $.01; $2,500 required to open	0.25	0.25
IMMA: 25,000 to 99,999 *balance required to obtain APY is $25,000; $2,500 required to open	0.35	0.35
IMMA: Over 100,000 to 249,999 *balance required to obtain APY is $100,000; $2,500 required to open	0.50	0.50
IMMA: Over 250,000 *balance required to obtain APY is $250,000; $2,500 required to open	0.75	0.75
Savings *balance required to obtain APY is $.01; $200 required to open	0.25	0.25
Jumbo SuperNow *balance required to obtain APY is $100,000; $100,000 required to open	0.20	0.20
The above listed accounts are variable rate accounts. Interest rate and APY may change after the account is opened.